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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

Your loan details have been captured and will be submitted with your enquiry.

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What We Require From You
1

Outgoings

  • 3 Months Bank Statements
  • Credit Card Statement (if applicable)
  • Mortgage Statement (if applicable)
2

Proof of Income

  • Employed - 2 Recent Pay-slips
  • Self Employed - Most Recent Set Of Accounts And Latest Tax Returns OR Notice Of Self-assessment
  • Social Welfare – 2 Recent Payment Receipts
  • Retired - Proof Of All Pensions
3

Photo ID

  • Photo ID – Driver’s Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement Dated Within 6 Months
  • Proof of PPSN – Medical card, Payslip p60
Lending criteria

Ability to Repay

  • A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.

Debt Consolidation Loans

  • Combine all your outstanding loans into one repayment.
How to apply

How To Apply

Existing members can come into any of our offices, call us on 051 421143 or make an application online once you are registered. We can then discuss your needs and proceed with your loan application

Become a Member Make Appointment
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*In the event of an interest rebate being proposed by the Board of Directors for approval at the annual AGM this loan product will not attract such a rebate* Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning - This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term. Warning - Possible fluctuations in the interest rate could affect the amount payable. Warning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Security, property insurance and life cover required. Loans are subject to approval. Terms & Conditions apply. New Ross Credit Union Limited is regulated by the Central Bank of Ireland

If you would like more information please contact us today.

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