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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Sufficient Share Balance

  • You can borrow up to the same value as the balance in your account
  • Your savings will be held as security against the loan
2

Proof of Income

  • Employed - 2 Recent Pay-slips
  • Self-employed - Most Recent Set Of Accounts And Latest Tax Returns OR Notice Of Self-assessment
  • Social Welfare – 2 Recent Payment Receipts
  • Retired – Proof Of All Pensions
3

Identification

  • Photo ID – Driver’s Licence/Passport
  • Proof of Address – Dated Within 6 Months
  • Proof of PPSN – Medical Card, Payslip, P60
Lending criteria

Shares are held against your loan as security

  • Members can take a loan up to the value of their savings, loans can be issued against cleared funds only, shares are held as security.

Ability to Repay

  • A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Existing members can come in to any of our offices, call us on 051 421143 or make an application online once you are registered. We can then discuss your needs and proceed with your loan application.

Become a Member Make An Appointment
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New Ross Credit Union will not be able to facilitate lodgements exceeding €2000 in any one month commencing the 1st of March 2021. Please note: Maximum share balance per member is €30,000.
**In the event of an interest rebate being proposed by the Board of Directors for approval at the annual AGM this loan product will not attract such a rebate** Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with New Ross Credit Union please contact us today.

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