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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 Months Bank Statements
  • Credit Card Statement (if applicable)
  • Mortgage Statement (if applicable)
2

Proof Of Income

  • Employed - 2 recent pay-slips
  • Self-Employed - Most Recent Set Of Accounts And Latest Tax Returns OR Notice Ff Self-Assessment
  • Social Welfare – 2 Recent Payment Receipts
3

Identification

  • Photo ID – Driver’s Licence/Passport
  • Proof of Address – Dated Within 6 Months
  • Proof of PPSN – Medical card, Payslip, P60
Lending Criteria

Proof of Car Purchase

  • Proof of car purchase must be provided e.g. Cheque or EFT made payable to Motor Dealer. Alternatively, loan can be issued at 10.5% until proof of purchase is obtained.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Existing members can come in to any of our offices, call us on 051 421143 or make an application online once you are registered. We can then discuss your needs and proceed with your loan application.

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**In the event of an interest rebate being proposed by the Board of Directors for approval at the annual AGM this loan product will not attract such a rebate** Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with New Ross Credit Union please contact us today.

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